Expats who still rely on a UK bank account or credit card have been worried this week by reports that British banks have been pulling the plug on their financial products, unless the customer can prove a UK address.
No agreed trade deal with the EU means banks face more restrictions and bureaucracy servicing overseas clients and some are deciding not to continue.
Media stories last weekend highlighted concerns from Britons in Europe. Lloyds Bank confirmed to The Sunday Times that it will be ending its customer accounts in the Netherlands, Slovakia, Germany, Ireland, Italy and Portugal.
Customers of Barclaycard who use a Spanish address also confirmed they had received letters asking them to cut up their cards. However Barclays current accounts holders did not so far seem to have been affected.
The UK government said this week, "Most people living in Europe should not see any change to their banking when the transition period ends. Whether UK banks can service customers living in an EEA country is a matter of local law and regulation. Also banks are set up differently, and may take different actions to continue to serve their customers."