(not adjusted for inflation), cash is no longer helpful to savers, forcing many to invest in risky assets which they should not own. At the time of Draghi leaving the ECB, savers in Euro receive a negative nominal return of minus half of one per cent. ... interest rates. And they can go lower. Rates are still positive outside Japan and the eurozone. To receive less than the nominal sum that you deposit with a bank or to guarantee that you will lose capital if giving it to the government just feels wrong - ... reflection of his opinion and do not constitute an offer to buy and hold securities, nor does he receive any remuneration of any kind from names referred to.